Fair Insurance Act

December 19th, 2017

The Ontario Liberal government, just prior to an election, claims it has again decided to address high automobile insurance premiums (but ignores the negative affect of these changes on victims of car accidents). In the 2017 Ontario Ministry of Finance Report “Fair Benefits Fairly Delivered: A Review of the Auto Insurance System of Ontario” the […]


Insurance Adjusters in U.S. look to save time by using …

September 5th, 2017

Travelers Insurance in the U.S. is responding to the hurricane in Texas by training their adjusters to become certified drone pilots. Travelers Insurance had 65 certified pilots as of Friday among the 600 employees that are deployed to the Houston area. Overall, they have 300 employees that are certified drone operators, and are looking to […]


Enforceability of contractual limitation periods in ins …

March 31st, 2016

By Michelle Stephenson In Daverne v. John Switzer Fuels Ltd., McKeown & Wood Limited commenced a third party claim to require their insurance company (“Federated”) to defend them in a property damage claim against them. They were being sued by the Davernes, to whom they had sold a fuel tank which subsequently leaked. Just under […]


An Insured Reduced His Coverage to “Comprehensive …

February 16th, 2016

By Ivan Merrow An insured calls to reduce his motor vehicle insurance coverage to “comprehensive only,” because he intends to leave the vehicle in storage. The insurer processes the change by removing liability, statutory accident benefits, and collision coverage from the policy. The insured is issued a refund and his premium payments decrease. Three months […]


Protecting Premiums Rather than People

July 16th, 2015

The 2015 Ontario Budget was announced on April 23, 2015. The budget plan unexpectedly includes major amendments to the Insurance Act, that will affect the benefits available to catastrophically impaired accident victims. The Budget states that the purpose of these amendments is to take “further action to protect auto insurance consumers and ensure affordable premiums…” […]


Are Uber Drivers Properly Insured?

July 16th, 2015

By Jeffrey Spiegel Since its inception over 6 years ago, ride-sharing service Uber has continued to make headlines as one of the most controversial technology companies of the mobile era.  This “uber-convenient” service, which uses an online app to connect passengers with drivers using their personal vehicles, has faced legal challenges from consumer groups, municipalities, […]


Insurance Risks for Uber-X Drivers

May 6th, 2015

In a recent interview with Global, I spoke about the risks Uber-X drivers face when they are not properly insured while operating an Uber vehicle. Many Uber-X drivers only carry personal car insurance, as opposed to commercial insurance, when operating their Uber-X vehicles. However, these drivers may not be aware of the potential consequences they […]


Pre-Judgment Interest in Motor Vehicle Accident Claims

January 27th, 2015

In November of 2014 the Ontario Legislature passed Bill 15, the Fighting Fraud and Reducing Automobile Insurance Rates Act, 2014.  This Act has several provisions, one of which added a provision to the Insurance Act which takes away the pre-judgment interest rate applicable to non-pecuniary damages under the Ontario Rules of Civil Procedure (non-pecuniary is […]


Insurance companies slapped with millions in punitive d …

November 11th, 2014

Luciano Branco, a Canadian citizen, immigrated to Canada from Portugal at age 24. He became a highly qualified welder working throughout Canada, before taking a job at a gold mine in Kyrgyzstan with Cameco Corporation, a Saskatchewan based mining company. He relocated his family to Portugal and was later transferred from Cameco to its subsidiary […]

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