Accident Types
Car Accidents
In the event that you are in an accident caused by the fault of another person you are entitled to pursue two types of claims; a damage claim against the at-fault driver, and a claim for no-fault accident benefits against your own insurer (or the insurer of the vehicle you occupied at the time of the accident) regardless of who is at fault (click here for “Accident Benefits”).
If the accident was caused by an Uninsured, Unidentified or Underinsured Driver…
Even if the driver of the other vehicle involved in the accident was not identified, you will probably be entitled to pursue a claim for damages under your own insurance policy, or against the Motor Vehicle Accident Claims Act Fund. If the driver of the other vehicle is not insured, your insurance company is responsible for paying all amounts for which the other driver is liable. Where the other driver has insufficient insurance to pay your claim in full, you may be able to recover any deficiency from your own insurer.
Slip or Trip and Fall Accidents
Compensation is usually available where your slip or trip and fall is caused by the negligence of a property owner, or grocery store. Owners and occupiers of property must take reasonable steps to ensure the safety of persons on the property. Grocery stores are often negligent in failing to ensure all spills are mopped or swept before posing a danger to patrons.
A landlord/commercial business/neighbour that fails to properly shovel and salt a walkway, driveway or stairs may be negligent. Icy stairs, sidewalks and driveways, improperly constructed or maintained pathways or stairs, wet and/or slippery floors, or any form of danger are common examples where recovery may be possible.
Disability Claims
Whether your disability arises from an accident or illness, there are often disability policies that are available, and obligated to respond to your loss. Compensation is available pursuant to the policy and sometimes there are additional payments made for Punitive and Aggravated damages where the Insurance Company has acted in a high-handed or arrogant manner, ignoring the evidence requiring it to pay disability benefits to which you are entitled.
We fight to get prompt payment of all outstanding benefits plus interest on those benefits, in addition to punitive and aggravated damages if appropriate under the circumstances.
Dog Bites/Animal Attacks
Compensation is usually available for injuries caused by an attack or bite of an animal owned by somebody else.
Typically the dog owner’s insurance company will pay your claim through a homeowners or general liability policy.
Animal bites can cause permanent disfiguring scars, pain and anguish, emotional trauma and may require lengthy and costly treatment.
Strict liability is imposed on persons who own or possess a dog under the Dog Owners’ Liability Act. You should consult with a lawyer as soon as possible to determine your entitlement.
