Christopher L. Girardo,
Christopher attended York University, graduating Cum Laude with a Bachelor of Arts Degree
in Philosophy, and went on to study law at Queen’s University, graduating in 2009. He joined
Devry Smith Frank LLP following his call to the Bar in 2010 and currently practices in the area
of Insurance Defence litigation, representing clients in both accident benefits disputes and tort actions.
Christopher has experience dealing with claims arising in the context of automobile liability
policies, homeowners’ policies, comprehensive general liability policies and excess policies.
Claims which he has handled have involved a wide range of insurance issues, including
coverage, tort, bodily injury, theft, property, occupier’s liability, products liability, statutory
accident benefits, and underinsured, uninsured and unidentified motorists. He has experience
with complex personal injury and insurance issues, including fatalities, future income loss and
future care claims, present value determinations, income tax gross ups, discount rates, and
claims of minors and other parties under a disability and a wide range of collateral benefits
issues. He has dealt extensively with a wide variety of experts, including actuaries, economists, forensic accountants, doctors and other health care providers, engineers and investigators. Christopher has extensive experience with procedural and interlocutory matters at the Ontario Superior Court and the Financial Services Commission of Ontario.
Accident benefits mediations and arbitrations in which Christopher has been involved
have dealt with a variety of accident benefits issues including income replacement benefits
(including self-employed claimants and entitlement after age 65), non-earner benefits,
post-two year benefits, care giver benefits, medical and rehabilitation benefits, attendant
care benefits, housekeeping and home maintenance expenses, death and funeral expenses,
catastrophic designations and procedural issues dealing with termination of benefits as well as
bad faith and special award claims. Christopher has also been involved with private arbitrations with respect to priority disputes and loss transfers.
During his spare time, Chris has sung with a number of amateur and semi-professional choirs
and choral groups in Kingston and Toronto.